Why Corporate America Is A Necessary Evil


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Surviving Corporate America is hard. The corporate environment sucks the life out of you

Corporate America is a necessary EVIL. I’ve never made more money than when I worked in a corporate environment.  So I need this job to make money but why am I at this job?  Can your career give you inspiration to live the best life?

Propaganda: information, especially of a biased or misleading nature, used to promote or publicize a particular political cause or point of view.

I’ve been searching for the past few years for a job that can give me meaning.  A purpose.

I envision being part of a group that is warm, friendly and a team environment.   Surrounded by positive people, positive thinking and inspiration. We’ll go out for drinks once in a while.  I’ll also get an hour lunch.  The workload will be totally manageable with time to spare.  I’ll be able to take initiatives over everyone else and be recognized as a performer.  I’ll be well-liked and have good benefits/salary.

I would say 97% of the population does not have a job like the above.

Most corporate environments do not offer that kind of environment.

Why?

Bottom line.

Corporations generally are in the business of making money. Making money means squeezing all your resources for what they are worth, including human resources.  As soon as money is involved, individuals tend to get crafty, shysty and overall unfair to others in order to get a leg up.  And then big bosses and companies will turn a blind eye, because it’s not effecting bottom line or rocking the boat will effect a bottom line. Financial decisions don’t take into account emotions, personal development, or personal growth.  It’s only about company and business gains.

Still, many companies in corporate America have mantras, company values, and goals.  Many of them include excellence, honesty, integrity, teamwork.  Of course you can try to buy into this.  I did. And every time I was disappointment when I was overlooked for a promotion or someone who totally lacked these values received a better review.  The reality is that these values are a stick and carrot method of propaganda, meant to keep employees motivated and drive revenue.

In reality, company culture/values is nothing more than clever branding.  A way to keep people motivated as well as sugar coat any negative culture the company has.

So how do you stay motivated? Especially once you realize that the company values is a load of BULL*****.  How do you keep the inspirational thoughts and inspirational quotes alive in your head?

Well, take a moment to think about your own values and financial goals.   “If I work here X amount of years, what can I accomplish?” “What’s my next step, If I find this company isn’t working for me anymore? Can I go and do my own thing?”  “Does the work itself give me happiness?”  “Will this help me get to retirement/financial stability?”

Having a reason in your mind will help you get through the hardest of days and the darkest of nights.  Patience and time will always be on your side, so keep at it.  But don’t believe the propaganda in corporate America because truth always has a way of coming to light. And motivation built on false propaganda is like a house made of sticks.

Check Out My Other Posts

Dealing with Toxic Work Culture

Work Smarter, Not Harder

How To Get Ahead At Work Without Brown Nosing

Book Review: “The Total Money Makeover” by Dave Ramsey

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I have a confession to make.  I am in debt.  I am in debt up to my eyeballs.  At this point I have almost 50K in student loans.  Me and my husband are also wasteful spenders.  We kind of already know this but also ignore it.  You name it, we spend on drinking, restaurants, unnecessary bullsh*t that we don’t need.  We have no real money because of our debt. So I picked up “The Total Money Makeover” By Dave Ramsey. I decided to make a review and summary on the financial advice that he gave.

So I picked up “The Total Money Makeover” because I love the topic of money and managing my money and wanted to see if maybe there was a better way to go about it. We’ll let me just tell you, at first I was skeptical some of the changes he suggested, like selling your car or getting rid of your car lease in exchange for a used fully paid car.  It seemed severe.  But I did the math and Dave’s formula for money success made sense! This review is going to cover exactly how Dave Ramsey did that.  And maybe it isn’t the fastest way, its likely the easiest and clearest way for the Average American.  Total Money Makeover is such a great book to read for financial literacy.

Key Highlights In This Review:

Debt Free- means no payments either for student loans/ car payments/ credit card etc.  Most people have this but Dave says “Imagine you didn’t have to pay those payments, how that would free up your income.”  In my opinion, he has a pretty decent though challenging system for clearing these debts. Dave Ramsey calls this system in Total Money Makeover-Baby Steps.

Budget- goes into some detail about eliminating wasteful spending and avoiding “Keeping Up With The Joneses” mentality.  Me and Hubby don’t really need to be going to the fancy restaurant every week and taking Snapchat pics titled “Love BAE!”  Yes, I indulge in that behavior.  I am one of those people.  Wasteful spending is probably the first place you can tackle any money issues.

Emergency Fund- Most people rely on credit cards if a large emergency were to pop up.  If a spouse loses a job or a major medical bill/car bill hits you unexpectedly.  My dad had always told me that you should have at least 6 months savings for this reason, so I knew this was good advice when I read it.

Saving for Retirement/Debt Free/Home Buying and Beyond-Dave’s math makes sense.  Once you no longer have to pay off debt, that frees up your income A LOT.  I actually haven’t gotten to this point yet but it all seems very solid.  It would be really nice to have the freedom to plan your retirement and maybe even save to pay your house upfront!  

Overall, “The Total Money Makeover” is recommended for others to get a grasp on their finances.  At the very least it should assist you with a plan to get out of debt. 

 “The Total Money Makeover did have some limitations.  

It’s really not going to be of any use unless you are willing to downsize/ change your lifestyle/ commit several years of your life to debt reduction/ if your spouse had a spending or gambling problem. 

I also thought that the ending was really rushed in terms of getting to major wealth.   Getting to the point of living off investments and no debts would require tremendous sacrifice for 15-20 years.  The last chapters doesn’t explain distribution of wealth well enough to feel obtainable. 

One last gripe in this review are that the stories that were used to support his theories and ideas.  He used about 30 stories.  I hope this isn’t petty, but there wasn’t enough minority representation.  It was mainly middle class White Americans with average or above average income who had  fallen into bad debt from their own misspending.   I’m Latina/Asian mix and the only representation of my race was a single Latina mom who had 2 kids:  Really?!  Come on, Latinos could have been better represented.  Also the stories with the single income family with homemakers also made me cringe, that’s also unrepresentative of a majority of families now. 

But overall it has great steps towards financial planning as well as financial responsibility.  It’s a great book to read for those just starting to get a grasp on their spending.

So there you have it, after reading this book, I was able to talk to my husband and use Dave Ramsey 7 baby steps to put a budget together and make a solid plan for knocking out that 50K student loan in 1 year as opposed to 5.  This was better than student loan refinancing that would still take 3 years at at least 3%.  I also realized that the mutual fund I had was useless if I was spending 6% interest a year on a 50K loan.  Cashing out and being broke is better than  stringing myself along with debt. Will keep you guys updated on my progress.  

If any of you have read this book, feel free to share your thoughts in the comments below. Let me know what you think about my total money makeover book review! The Dave Ramsey budgeting plan works! 

tmmo_new

 

Check out my other book reviews!

Motivational Book Club: The Defining Decade: Why Your 20s Matter, by Meg Jay
Motivational Book Club: The Subtle Art Of Not Giving A F*ck By Mark Manson
Motivational Book Club: 7 Habits of Highly Effective People by Stephen Covey
My Favorite Dating Book: Why Men Love Bitches